That's why I pay in full every month. The credit industry has a term for people like me..."deadbeats."

Never keep a credit card balance, kids. Ever.

yep.. run them up and let the collections people deal with it! =P

I'm currently slowly (oh so slowly) rehabilitating my credit and my habits. Hard work for not a lot of upfront reward, but I hope in a couple years to have great credit.

Free endorsement: This looks like it's from mint.com. I've used them for a while to keep track of my bank and card transactions, and I must say they're pretty good at what they do.

I'm gonna go pay off my card now.